About Zopa

In 2005 Zopa built the first ever peer-to-peer (P2P) lending company to give people access to simpler, better-value loans and investments. Since then they've helped hundreds of thousands of customers take the stress out of money by building our business on honesty, transparency and trust.

Zopa is already taking advantage of the Open Banking environment. Instead of their customers having to upload bank statements to manually verify their income as part of the loan application process, they can now save time by allowing the compnay to access their transaction information straight from their bank. Zopa is keen to experiment with other Open Banking services too. They’ve built a feature allowing users to connect multiple different accounts in their mobile app.

Inside Zopa, they are also testing different ideas and prototypes to see how the company can use Open Banking to make debt management easier for their borrowers, and to improve the experience for investors.

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Zopa screenshots

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